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PostWhen the Income-Based Repayment (IBR) program started in 2009, student loan borrowers were given a way to survive their mounting debt obligations. But not...
When the Income-Based Repayment (IBR) program started in 200...
PostWe all have that family member or friend who threatens to run up a bunch of debt right before they die having the time of...
We all have that family member or friend who threatens to ru...
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PostThe collateral that is backing a secured personal loan should never be sold. Collateral is used to secure a loan for the lender. In a...
The collateral that is backing a secured personal loan shoul...
PostThe current economy has pushed many Americans to their financial breaking points. Once the economy began to nosedive, Americans borrowed money in order to keep...
The current economy has pushed many Americans to their finan...
PostSmall secured personal loans are simply loans that are secured by some sort of collateral. By being secured by collateral—which is anything of value—a loan...
Small secured personal loans are simply loans that are secur...
PostHigh risk unsecured personal loans are loans that are high risk for the lender due to the fact that they are lent out to borrowers...
High risk unsecured personal loans are loans that are high r...
PostOur budgeting calculator helps borrowers budget their expenses. Based on the common 50/30/20 budgeting plan, this highly customizable budget calculator divides one’s monthly income into...
Our budgeting calculator helps borrowers budget their expens...
PostLong before established banks and lending institutions were created, there were people who lent currency to their friends, family, and peers. Whether that currency of...
Long before established banks and lending institutions were ...
PostA consolidation loan is a loan structured to help a borrower cover the balance on his or her existing loans. To achieve this goal, this...
A consolidation loan is a loan structured to help a borrower...
PostSecured personal loans are different from their unsecured cousins due to the fact that they require some kind of collateral or “security” before a lender...
Secured personal loans are different from their unsecured co...
PostUnfortunately consolidating debt does hurt a borrower’s credit score. But credit scores can always be corrected over time, and consolidating debt may be necessary to...
Unfortunately consolidating debt does hurt a borrower’s cr...
PostThe days when bank robbers put on black ski masks, used shotguns, automatic rifles, specialists who are renowned for breaking into the most sophisticated of...
The days when bank robbers put on black ski masks, used shot...
PostThere is an old method of calculating prepayment penalties on pre-computed auto loans (and other types of loans) called the Rule of 78s. Also referred...
There is an old method of calculating prepayment penalties o...
PostSo you want to sell your car, but your auto loan is still outstanding. It’s not the most ideal situation, but it’s still very manageable...
So you want to sell your car, but your auto loan is still ou...
PostCredit scores represent how much of a credit risk borrowers are to lenders. Particularly for unsecured loans, like personal loans, a borrower’s credit score must...
Credit scores represent how much of a credit risk borrowers ...
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