Battlelines: The Politicians Who Are With the Payday Loan Industry
As much as money can talk nowadays, politicians are ultimately the ones with the power to implement and change policy, and incentivising their decision-making with…
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Payday Loan War 2013: Winners and Losers
The war between the payday loan industry and anti-payday loan activists raged across America in 2013. This was not a war of bullets, missiles, and…
→ Read MoreIn God We Trust: Religion’s Past and Current Presence in Finance
Religion and money rarely mix well. When financial controversy arises in organized religion, it usually deals with corruption, greed or ill-informed spending. In recent years,…
→ Read MoreThe Effectiveness of Payday Loan Regulation
As months and years pass, the payday loan industry becomes more regulated and divided. Most states have at least one pending law that could limit…
→ Read MoreThe Winners and Losers of Payday Loan Legislation
Proposed payday loan legislation is either for or against payday loan companies. While there are few exceptions, the opposing party tends to be consumer activists….
→ Read MoreThe Hidden Yet Positive Side of Payday Lending
Dana Williams no longer regards payday loans in a negative light. When the 36-year-old travel agent began her journey with payday loans, she experienced financial…
→ Read MoreWhy the APR of Payday Loans Doesn’t Matter
Getting a payday loan sounds more and more like borrowing a financial ticking time bomb than money. Most media coverage talks about how “this legislation”…
→ Read MoreEvolution of the Payday Lending War
History books record and remind consumers about the wars waged across the world. Without a solid record, what happens to the details for sub-level wars…
→ Read MoreWhy Payday Loans Actually Help People
Payday loans are viewed by most consumer advocates as the financial equivalent of a zombie virus. They just eat income and create a viciously repeating…
→ Read MoreThe Unintended Consequences of Payday Loan Regulation
America’s current approach to payday loan policy is that there isn’t a current approach to payday loan policy. While the federal government did “protect” soldiers…
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