What is a NINJA loan?

A ninja loan is a subprime mortgage loan offered to borrowers without proof of income, employment, or assets. The word ninja is a nickname for…

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What is a liar loan?

A liar loan is a type of mortgage loan where a lender does not verify an applicant’s income. These types of mortgage loans are sometimes…

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What is title insurance?

Title insurance provides added security on a property that a consumer believes they own. It is a form of indemnity coverage which protects an owner…

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