PostHow do auto loans work?
You’ve saved up enough money for a down payment, all you need now is an auto loan. But how do auto loans work? Before you...
You’ve saved up enough money for a down payment, all y...
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PostPostIf I crash my car, will my auto loan be covered?
If a driver crashes their car, their auto loan will be covered, but only if they have GAP insurance. Basic car insurance protects the owner’s...
If a driver crashes their car, their auto loan will be cover...
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PostCan I pay off my car loan early?
Yes, borrowers can pay off their car loans early, but it might hurt them. While paying off a car loan gets borrowers out of debt,...
Yes, borrowers can pay off their car loans early, but it mig...
PostWhat happens to our joint auto loan when we divorce?
Financially, the most contentious part of a divorce is usually the divvying up of assets between spouses. When it comes to auto loans, there are...
Financially, the most contentious part of a divorce is usual...
PostCan I get an auto title loan if I am behind on car payments?
Borrowers can get an auto title loan even if they are behind on car payments. However, this is not a very wise financial decision. If...
Borrowers can get an auto title loan even if they are behind...
PostWhy was my auto loan denied?
Before approving an auto loan, lenders use a set list of criteria to gauge a borrower’s credit worthiness. The criteria include a borrower’s credit score,...
Before approving an auto loan, lenders use a set list of cri...
PostCan my parents cosign on an auto loan for me?
Yes, your parents can cosign on an auto loan for you. In fact, there are several benefits when parents do so for their child. Gail...
Yes, your parents can cosign on an auto loan for you. In fac...
PostWhat is the best auto loan term length?
Experts recommend limiting your car loan term to 48 months or less, but there are some benefits to choosing a longer term length. In the...
Experts recommend limiting your car loan term to 48 months o...
PostCan I get a car loan if I have a bad driving record?
Yes, you can still get a car loan if you have a bad driving record. However, that poor driving record may still cause you problems...
Yes, you can still get a car loan if you have a bad driving ...
PostShould I repair my car or buy another one?
The decision of whether to continue repairing a used car or to buy a new one comes down to the individual consumer and their unique...
The decision of whether to continue repairing a used car or ...
PostWhen is an auto loan too old to be collected?
If you’ve ever taken out a loan on a car and later realized you would not be able to make the proper payments, you were...
If you’ve ever taken out a loan on a car and later realize...
PostHow do I get pre-qualified for a car loan?
There are several steps that borrowers must go through in order to get pre-qualified for a car loan. Getting pre-qualified for a car loan is...
There are several steps that borrowers must go through in or...
PostDo auto loans require a down payment?
All auto loans do not require a down payment, but this allowance has not always been the standard. In the past, car dealerships and lending...
All auto loans do not require a down payment, but this allow...
PostWhat is interest padding?
Interest padding is the act of unethically increasing the interest rate on auto loans beyond what the borrower is really qualified for. Lenders “pad” interest...
Interest padding is the act of unethically increasing the in...
PostCan I refinance a car loan if I have bad credit?
Yes, even people with bad credit can refinance car loans. However, as with most cases of bad credit, borrowers should understand they will likely not...
Yes, even people with bad credit can refinance car loans. Ho...
PostDo I have to repay a title loan if I wreck my car?
In short, yes, the debt must be repaid. Borrowers need to remember that the now totaled car was collateral in an auto title loan agreement....
In short, yes, the debt must be repaid. Borrowers need to re...
PostHow do I defer a car loan?
There are a few steps that borrowers must follow in order to defer payments on their car loans. Deferments allow borrowers to hold off on...
There are a few steps that borrowers must follow in order to...
PostHow do I transfer an auto loan?
It is relatively straightforward to transfer an auto loan and vehicle to a friend or buyer. Either the new owner will arrange for financing to...
It is relatively straightforward to transfer an auto loan an...
PostCan I get a title loan through a bank?
Yes, borrowers can obtain a title loan through a bank or other financial institutions. Typically, people in need of quick cash but with limited assets...
Yes, borrowers can obtain a title loan through a bank or oth...
PostHow much can I receive on a car title loan?
The amount received on a car title loan depends on the car offered as collateral. It can range from several hundred dollars to several thousand...
The amount received on a car title loan depends on the car o...