Questions

Apply for a Loan

secured lock Secured with SHA-256 Encryption

Post

How do auto loans work?

You’ve saved up enough money for a down payment, all you need now is an auto loan. But how do auto loans work? Before you...

You’ve saved up enough money for a down payment, all y...

Post

If I crash my car, will my auto loan be covered?

If a driver crashes their car, their auto loan will be covered, but only if they have GAP insurance. Basic car insurance protects the owner’s...

If a driver crashes their car, their auto loan will be cover...

Apply for a Loan

Enter your ZIP code below to view lenders with cheap loan rates.

secured lock Secured with SHA-256 Encryption

Post

Can I pay off my car loan early?

Yes, borrowers can pay off their car loans early, but it might hurt them. While paying off a car loan gets borrowers out of debt,...

Yes, borrowers can pay off their car loans early, but it mig...

Post

What happens to our joint auto loan when we divorce?

Financially, the most contentious part of a divorce is usually the divvying up of assets between spouses. When it comes to auto loans, there are...

Financially, the most contentious part of a divorce is usual...

Post

Why was my auto loan denied?

Before approving an auto loan, lenders use a set list of criteria to gauge a borrower’s credit worthiness. The criteria include a borrower’s credit score,...

Before approving an auto loan, lenders use a set list of cri...

Post

Can my parents cosign on an auto loan for me?

Yes, your parents can cosign on an auto loan for you. In fact, there are several benefits when parents do so for their child. Gail...

Yes, your parents can cosign on an auto loan for you. In fac...

Post

What is the best auto loan term length?

Experts recommend limiting your car loan term to 48 months or less, but there are some benefits to choosing a longer term length. In the...

Experts recommend limiting your car loan term to 48 months o...

Post

Should I repair my car or buy another one?

The decision of whether to continue repairing a used car or to buy a new one comes down to the individual consumer and their unique...

The decision of whether to continue repairing a used car or ...

When is an auto loan too old to be collected?Post

When is an auto loan too old to be collected?

If you’ve ever taken out a loan on a car and later realized you would not be able to make the proper payments, you were...

If you’ve ever taken out a loan on a car and later realize...

Post

How do I get pre-qualified for a car loan?

There are several steps that borrowers must go through in order to get pre-qualified for a car loan. Getting pre-qualified for a car loan is...

There are several steps that borrowers must go through in or...

Post

Do auto loans require a down payment?

All auto loans do not require a down payment, but this allowance has not always been the standard. In the past, car dealerships and lending...

All auto loans do not require a down payment, but this allow...

Post

What is interest padding?

Interest padding is the act of unethically increasing the interest rate on auto loans beyond what the borrower is really qualified for. Lenders “pad” interest...

Interest padding is the act of unethically increasing the in...

Post

Can I refinance a car loan if I have bad credit?

Yes, even people with bad credit can refinance car loans. However, as with most cases of bad credit, borrowers should understand they will likely not...

Yes, even people with bad credit can refinance car loans. Ho...

Post

Do I have to repay a title loan if I wreck my car?

In short, yes, the debt must be repaid. Borrowers need to remember that the now totaled car was collateral in an auto title loan agreement....

In short, yes, the debt must be repaid. Borrowers need to re...

Post

How do I defer a car loan?

There are a few steps that borrowers must follow in order to defer payments on their car loans. Deferments allow borrowers to hold off on...

There are a few steps that borrowers must follow in order to...

Post

How do I transfer an auto loan?

It is relatively straightforward to transfer an auto loan and vehicle to a friend or buyer. Either the new owner will arrange for financing to...

It is relatively straightforward to transfer an auto loan an...

Post

Can I get a title loan through a bank?

Yes, borrowers can obtain a title loan through a bank or other financial institutions. Typically, people in need of quick cash but with limited assets...

Yes, borrowers can obtain a title loan through a bank or oth...

Post

How much can I receive on a car title loan?

The amount received on a car title loan depends on the car offered as collateral. It can range from several hundred dollars to several thousand...

The amount received on a car title loan depends on the car o...

Apply for a Loan

Enter your ZIP code below to view lenders with cheap loan rates.

secured lock Secured with SHA-256 Encryption